Benefits
- Customised loan structures
- Flexible tenors
- Simple documentation
- Dedicated relationship manager
- Quick turn around times
Loans
Whether simply filling in a gap in your capital with a
short-term loan or looking to finance a long-term project, you can
find what you need with our range of loan products designed
specially for business large or small.
Short-Term Loan
Short-Term Loans are available based on your business
requirement. These loans are usually towards financing your working
capital gap. The loan will help you bridge the time gap between
realisation of your receivables and the need to pay your
suppliers.
Medium / Long-Term Loan
Medium-Term Loans can be arranged to assist in acquisition of
business assets. These assets could be anything essential for
running your business efficiently, whether plants and machinery,
warehouses, buildings, commercial vehicles, marine vessels and
ancillary services, among others. And repayment is flexible, with
tenors customised to meet your requirements based on you capacity
as evident for your business' cash flows.
Other Loans
Business Loan
Our collateral-free Business Loan is designed to give you the
resources your business requires easily and quickly.
Features:
- Collateral free loans of up to AED 750,000 for general business
purposes
- Flexible and convenient repayment tenor of up to 36 months
- Competitive interest rates
- Minimal documentation and quick turnaround times
- Minimum balance free current account
- Dedicated Relationship Manager to service your needs
- Avail of Top-ups after 1 year
Pre-Shipment Loan
As an exporting customer, you could take out pre-shipment loans
against Export Letters of Credits issued by selective foreign
banks. This helps you meet working capital requirements and procure
raw materials/goods for your exports. Repayment tenors are fixed
depending on the expiry date of your Letters of Credits. Once you
submit all credit compliant documents, the pre-shipment loan is
converted to receivables financing under Export Bills
Discounting.
Trust Receipt Loan
Trust Receipt financing helps you meet working capital
requirements and clear goods from ports on time. This loan is
repaid upon receipt of sale proceeds or at maturity. NBF Trust
Receipt financing is given for documents against Letters of Credits
and Collections and repayment tenors are fixed as per your
business' working capital requirements and industry norms.
Project Financing Loan
Loan facilities to help you in the execution of your projects
can be arranged. These facilities include loans towards import of
materials for the project and discounting of duly authorised
Progressive Payment Certificates, as well as other loan facilities
necessary for the completion of your project.
POS-Point of Sales Loan
Loans can be organised against assignment of your credit card
receivables. These loans can be used to bridge your working capital
gap or to finance assets required by your business to function
efficiently. The value and tenor of the loan are customised,
keeping the credit card receivable volumes and your cash flows in
mind.
Lending against Shares
Features:
- Customised credit facilities against select locally quoted
shares
- Loan limits will be determined as percentage of current share
value
- Competitive interest rates