Benefits
- Beneficial for raising long-tenor and large-sized loans
- Quicker and simpler than other ways of raising finance (issue
of bonds, equity)
- You need only coordinate with NBF to look after your fund
requirement
- Reduced administrative burden as you deal only with a single
bank
- Simpler documentation formalities
- Reduced risk of time overrun due to unavailability of funds on
time
- Bunching requirements can lead to larger ticket size and
pricing advantage
Loans
Whether simply filling in a gap in your capital with a
short-term loan or looking to finance a long-term project, you can
find what you need with our range of loan products designed
specially for businesses large or small.
Short-Term Loan
Short-Term Loans are available based on your business
requirement. These loans are usually towards financing your working
capital gap. The loan will help you bridge the time gap between
realisation of your receivables and the need to pay your
suppliers.
Medium / Long-Term Loan
Medium-Term Loans can be arranged to assist you in acquiring
business assets. These assets could be anything essential for
running your business efficiently, whether plants and machinery,
warehouses, buildings, commercial vehicles, marine vessels and
ancillary services, among others. And repayment is flexible, with
tenors customised to meet your requirements based on your capacity
as evident in your business' cash flows.
Other Loans
Pre-Shipment Loan
As an exporting customer, you could take out pre-shipment loans
against Export Letters of Credits issued by selected foreign banks.
This helps you meet working capital requirements and procure raw
materials/goods for your exports. Repayment tenors are fixed
depending on the expiry date of your Letters of Credits. Once you
submit all credit compliant documents, the pre-shipment loan is
converted to receivables financing under Export Bills
Discounting.
Trust Receipt Loan
Trust Receipt financing helps you meet working capital
requirements and clear goods from ports on time. This loan is
repaid upon receipt of sale proceeds or at maturity. NBF Trust
Receipt financing is given for documents against Letters of Credits
and Collections and repayment tenors are fixed as per your
business' working capital requirements and industry norms.
Project Financing Loan
Loan facilities to help you in the execution of your projects
can be arranged. These facilities include loans towards import of
materials for the project and discounting of duly authorised
Progressive Payment Certificates, as well as other loan facilities
necessary for the completion of your project.
POS-Point of Sales Loan
Loans can be organised against assignment of your credit card
receivables. These loans can be used to bridge your working capital
gap or to finance assets required by your business to function
efficiently. The value and tenor of the loan are customised,
keeping the credit card receivable volumes and your cash flows in
mind.
Syndicated Loan
A syndicated loan is provided by a group of lenders and is
structured, arranged and administered on behalf of the borrower by
one or several commercial banks known as arrangers/lead
managers.