How and where can I use my NBF Credit Card?
You can use the NBF Credit Card across the UAE as well as
globally for any transactions at merchant outlets.
Am I eligible to apply for the NBF Credit Card?
You can apply for the NBF Credit Card if you are a
salaried person residing in any of the emirates within the
UAE.
To be eligible to apply for an NBF Credit Card you have to open
a current account with NBF and transfer your salary to NBF.
You can also be offered an NBF Credit Card against a fixed
deposit with NBF. Terms and conditions apply.
What is the minimum age of the Applicant for the NBF Credit Card?
Your age should be minimum 21 years to be eligible for the NBF
Credit Card.
Is it compulsory for the applicant to have an account with NBF?
Yes, it is mandatory to maintain an account with NBF in
order to avail the credit card facility.
What is the annual fee?
The annual fee varies from one card to another. Please refer to
the Schedule of Charges
for more details.
What credit card limit does NBF offer?
The credit limit will vary on a case to case basis depending on
various criteria, such as your salary, card type requested etc.
Will the supplementary card have additional credit limit?
Credit card limit for the supplementary credit cards will be a
part of the primary credit card limit.
How can the primary card holder control the usage of the supplementary card holder?
NBF credit card offers you two types of supplementary cards, a
shared limit supplementary card and the separate limit
supplementary card. You can request for a separate limit
supplementary card in which the limit is fixed on the card in order
to control its usage.
What benefits can the supplementary card holder enjoy?
The supplementary card holder can also enjoy the same benefits
as the primary card holder.
Do I have to clear my entire outstanding balance at the end of each month?
The minimum amount you have to pay is AED 100 or 5% of your
outstanding on your credit card whichever is higher.
What will be the mode of repayment?
You can repay us via cash, cheque or through an auto debit
instruction from your NBF account with us whenever it receives your
monthly salary.