Gold Credit Card

If you have a good credit history and want to move up from the classic card, then go for the NBF Gold Credit Card, which is specially tailored to meet your changing lifestyle needs.

Global Acceptability
  • Instant Cash at over 840,000 ATMs
  • Cash at any counter at any bank
  • Worldwide acceptance at over 20 million establishments
Cash Advance facility

You can withdraw up to 40% of your available credit limit at any Visa ATM across the globe. Cash can also be withdrawn over the counter at financial institutions worldwide.

Supplementary card

Gift your family members the NBF Supplementary credit card and let them enjoy the privileges these cards have to offer. You can have up to four credit cards made for your family members who are more than 18 years of age.

Foreign transactions

When you use your NBF Credit Card abroad, the transaction amount will be converted from the transaction currency to US Dollar based on the international exchange rate prevailing on that date. In order to assist card members, all transactions will be converted back to AED for payment.

EZ Draft

Make payments in places where cards are not acceptable. Just visit an NBF branch and order a draft. The draft will be delivered to you within two working days.

Auto Debit facility

You have the convenience and flexibility of making minimum or 100% payment as specified on the monthly statements through your NBF account.

Travel privileges

You also have the opportunity to avail some of the best travel promotions offered by NBF visa credit cards from time to time.

Mobile Banking Services / SMS alert services

You receive an SMS alert free of charge.

SMS alerts are received for the following:

  • All your transactions using NBF credit cards
  • Your payment due date reminder
  • Alert for payments made towards servicing your credit card
  • SMS alert for statements issued
Other Features
  • 24/7 Support
  • Interest-Free credit for up to 50 days
  • Flexible Payment options with a minimum of 5% of the outstanding paid by you every month
  • Low finance charges
  • Exciting monthly promotions

An application for an NBF Credit Card needs to be accompanied by the following documents:

  • Copy of valid passport
  • Recent passport size photo
  • Copy of valid residency visa (for expatriates)
  • Copy of current dated salary certificate (less than 30 days old)
  • Original bank statements dating back the last six months

 

How and where can I use my NBF Credit Card?

You can use the NBF Credit Card across the UAE as well as globally for any transactions at merchant outlets.

Am I eligible to apply for the NBF Credit Card?

You can apply for the NBF Credit Card if you are a salaried person residing in any of the emirates within the UAE.

To be eligible to apply for an NBF Credit Card you have to open a current account with NBF and transfer your salary to NBF.

You can also be offered an NBF Credit Card against a fixed deposit with NBF. Terms and conditions apply.

What is the minimum age of the Applicant for the NBF Credit Card?

Your age should be minimum 21 years to be eligible for the NBF Credit Card.

Is it compulsory for the applicant to have an account with NBF?

Yes,  it is mandatory to maintain an account with NBF in order to avail the credit card facility.

What is the annual fee?

The annual fee varies from one card to another. Please refer to the Schedule of Charges for more details.

What credit card limit does NBF offer?

The credit limit will vary on a case to case basis depending on various criteria, such as your salary, card type requested etc.

Will the supplementary card have additional credit limit?

Credit card limit for the supplementary credit cards will be a part of the primary credit card limit.

How can the primary card holder control the usage of the supplementary card holder?

NBF credit card offers you two types of supplementary cards, a shared limit supplementary card and the separate limit supplementary card. You can request for a separate limit supplementary card in which the limit is fixed on the card in order to control its usage.

What benefits can the supplementary card holder enjoy?

The supplementary card holder can also enjoy the same benefits as the primary card holder.

Do I have to clear my entire outstanding balance at the end of each month?

The minimum amount you have to pay is AED 100 or 5% of your outstanding on your credit card whichever is higher.

What will be the mode of repayment?

You can repay us via cash, cheque or through an auto debit instruction from your NBF account with us whenever it receives your monthly salary.

Platinum 2.25% per month
Gold 2.25% per month
Silver 2.25% per month
Cash advance fee 4% of advanced amount or AED 50 (whichever is higher)
Foreign currency transaction fee 2.00%
Cash withdrawal limit 40% of card limit

Schedule of Charges